Fiat rails for the digital economy

Move money between fiat and crypto — without the friction.

QGreenPay gives platforms, wallets and businesses the fiat services they need: on-ramp and off-ramp, multi-currency virtual accounts, and pay-in/pay-out — all under one relationship.

See how it works Talk to our team

In-house AML, KYC & KYT FinCEN-registered MSB Multi-market coverage

Fiat ⇄ Crypto flow LIVE

USD US Dollar · Bank transfer − $2,500.00

⇄ Conversion Rate locked · 3.2s

USDC Settlement + 2,491.40 USDC

✓ Compliance checks KYC · sanctions clear

Bank transfers in and out, settled in major stablecoins.

Major fiat currencies: USD, EUR, GBP

Stablecoins supported: USDT & USDC

Bank rails: SEPA, Faster Payments, ACH & SWIFT

24/7

Conversion and settlement window

Figures reflect the currencies, assets and bank rails we support today. Availability varies by market — see our Prohibited & Restricted Jurisdictions policy.

Our products

Four fiat services, one point of contact

Everything you need to accept, convert, and disburse value between traditional money and digital assets — under one relationship.

On-Ramp

Let your users buy stablecoins with bank transfers and local payment rails. Onboarding, KYC and conversion are handled end to end.

Explore On-Ramp

Off-Ramp

Users sell stablecoins and receive fiat directly to their bank accounts — USD, EUR and GBP payouts with liquidity and settlement built in.

Explore Off-Ramp

Virtual Accounts

Give your users or merchants dedicated multi-currency collection accounts. Unique references let you reconcile incoming fiat automatically.

Explore Virtual Accounts

Pay-In & Pay-Out

Collect payments from your customers and disburse funds in supported markets — mass payouts, merchant settlement, and treasury operations.

Explore Pay-In & Pay-Out

Why QGreenPay

Built for teams that need fiat rails, not fiat headaches

We handle the operational load — onboarding, KYC and KYB review, liquidity and settlement — so you can focus on your product.

One relationship, end to end

You onboard directly with QGreenPay: accounts, conversion and payouts under one agreement, with one team and one point of contact — instead of managing several relationships yourself.

Compliance on by default

Multi-level KYC, sanctions and PEP screening, transaction monitoring, and FATF Travel Rule support — handled inside every transaction.

Built across markets

Multi-currency virtual accounts and bank transfer rails connect your users to their money in the markets we serve — subject to our jurisdiction policy.

Transparent pricing

Clear per-transaction pricing with no hidden spreads. Volume-based discounts as your volumes grow.

Reliable liquidity

Our liquidity arrangements support competitive quotes and reliable settlement, even at size.

Reporting & reconciliation

Transaction reporting and reconciliation support keep your books straight — from payment received to crypto delivered and fiat settled.

How it works

From first call to live service in four steps

Tell us about your business

Share your customer base, target markets, expected volumes and intended use case.

Compliance & account opening

You submit your KYC/KYB materials once, through a single application. We manage the process so your accounts open without avoidable delay.

Activate and go live

Your accounts and access are activated and you operate them directly. The same team stays with you as your point of contact.

Ongoing operations

Reconciliation support, limit reviews and compliance coordination as you scale.

Compliance & security

Regulatory-grade compliance, engineered in

QGreenPay is a financial services provider registered with FinCEN as a Money Services Business. Our compliance program — KYC, KYB, KYT, sanctions screening and transaction monitoring — is run by our own team and applied to every account and every transaction.

FinCEN MSB registered — registered with the U.S. Financial Crimes Enforcement Network as a Money Services Business.
Multi-level KYC — tiered identity verification from light checks to full source-of-funds diligence.
Sanctions & PEP screening — OFAC, UN, EU and UK lists screened at onboarding and continuously.
Transaction monitoring — real-time on-chain analytics and risk scoring on every order.
Data protection — personal and financial data handled under our privacy program, with access limited to authorized staff.

See our compliance program

Screening pipeline

Customer identity — tiered KYC from basic details up to source-of-funds diligence.
Sanctions & PEP — OFAC, UN, EU and UK lists checked at onboarding and continuously.
Wallet & on-chain risk — address screening and risk scoring on digital asset movements.
Transaction monitoring — ongoing review with escalation and reporting where required by law.
Ongoing oversight — controls reviewed and updated as rules and risk change.

Payment methods & currencies

Familiar ways to pay, in the markets we serve

Bank rails

SEPA & SEPA Instant Faster Payments (UK) ACH (US) SWIFT wire

Fiat currencies

USD EUR GBP

Digital assets

USDT USDC

Digital asset services cover major stablecoins only. The bank rails, currencies and assets available to you depend on your market — see our jurisdiction policy.

FAQ

Frequently asked questions

What is an on-ramp and off-ramp?

An on-ramp converts fiat money (like USD or EUR) into digital assets — your users pay by bank transfer or local payment rail and receive crypto. An off-ramp does the reverse: users send crypto and receive fiat in their bank account. QGreenPay delivers both to your users end to end.

What are virtual accounts?

Virtual accounts are dedicated, uniquely referenced accounts (per user or per merchant) that let you collect incoming fiat and reconcile it automatically — without opening physical bank accounts for each customer. QGreenPay provides multi-currency virtual accounts for your users, in USD, EUR and GBP.

Do my users need to complete KYC?

Yes. Identity verification is required by anti-money-laundering law for fiat transactions. QGreenPay runs tiered KYC (from basic details for small amounts, up to enhanced source-of-funds checks for larger volumes) so the friction matches the risk.

How long does onboarding take?

Timelines depend on your readiness and on how quickly your application is reviewed. Straightforward businesses can be live within days; complex structures, higher-risk sectors or multi-jurisdiction setups take longer.

Which countries do you support?

We serve business clients in selected markets and exclude sanctioned and restricted jurisdictions. Availability depends on the market, the currency and on local law. See our Prohibited & Restricted Jurisdictions policy for the current list.

How are you regulated?

QGreenPay is operated by QGREEN TECHNOLOGY LLC and is a financial services provider registered with FinCEN as a Money Services Business, subject to U.S. AML/CFT requirements. We onboard business clients directly, and our own compliance program — tiered KYC and KYB, liveness verification, sanctions and PEP screening, KYT transaction monitoring and regulatory reporting — applies to every account and every transaction.