Pay-In & Pay-Out

Money in, money out. One relationship.

Collect payments from your customers and disburse funds to their bank accounts or wallets — mass payouts, merchant settlement, and treasury movement, in USD, EUR or GBP, or in the stablecoins USDT and USDC.

Two directions, one relationship

The full lifecycle of business money movement

Pay-In

Accept payments from your customers through virtual accounts and bank transfer rails. Every payment is matched to the payer, credited to the right merchant, and reported in real time.

  • Per-merchant collection accounts
  • Automatic reconciliation & fee capture
  • Settlement in fiat, stablecoins, or mixed

Pay-Out

Disburse funds to bank accounts, wallets, or both. Queue large batches of payouts — salaries, creator payouts, merchant settlements or refunds — and track each one to completion.

  • Mass payouts in a single batch
  • Beneficiary management & verification
  • Per-item status reporting

Settlement options

  • Pay-in — virtual accounts and bank transfer rails.
  • Pay-out — SEPA & SEPA Instant, Faster Payments, ACH and SWIFT wire.
  • Batch handling — high-volume batches, retry-safe by design.
Built for scale

Operations that used to take a finance team

Whether you pay 50 creators or 50,000 merchants, the process is the same. Careful retry handling and per-item status keep your ledger clean as you scale.

  • Retry-safe by design — duplicate submissions are detected so a payout is never sent twice.
  • Currency flexibility — collect in one currency, settle in another, with conversion handled in-flow.
  • Cutoffs & timelines — clear settlement schedules per rail, communicated upfront.
  • Fees & reporting — per-item fees itemized; downloadable reports for reconciliation and audit.
Use cases

Where Pay-In / Pay-Out earns its keep

Marketplaces

Collect from buyers, split to sellers, and settle in the currency each party prefers.

Exchanges & wallets

Move user funds in and out with automated attribution and compliance attached to every flow.

Creator platforms

Mass payouts to many beneficiaries in one batch, each confirmed individually.

Remittance & payroll

Disburse salaries or cross-border payments with fiat rails and stablecoin settlement combined.

Web3 treasuries

Convert protocol revenue between fiat and stablecoins on your schedule.

Refunds at scale

Return payments to the original source item by item — auditable and traceable.

Both directions, one relationship

Tell us about your payout volumes and target corridors — we'll map the rails and compliance path for you.

Get in touch See how it works